About CapKin

Why CapKin exists

CapKin started from a simple frustration: in most homes the budgeting falls to one person, and the spreadsheet quietly dies by February. We're building a budget you keep up with by talking: say what you spent, confirm it with a tap, and the whole household sees the same numbers.

We keep a person in the loop on every entry, and every total is recomputed on the server, so the shared picture always adds up. We track only what you tell us, and CapKin never connects to your bank or moves your money. We're building in the open, with our founding households shaping what comes next.

The principles we build by

• —A person in the loop. Every entry is confirmed by a person, and children's entries wait for a parent's approval.
• —Your bank stays yours. No bank connection, no credentials and no money movement.
• —One shared picture. The whole household logs to the same budget, and every total is recomputed on the server.
• —Calm by default. No dark patterns and no newsletter pop-ups. CapKin is built to WCAG 2.1 AA.
• —Kids included, safely. Children can log their own spending for a parent to approve, with no debit card and no ads.

Who writes this

CapKin is built and written by Artem Panasiuk, its founder. It started as his own family’s household budget, and the kids’ side exists because the children kept asking what was happening on the phone at the kitchen table. The articles on this site are his: each is researched against primary sources, every figure carries its source and date, and every product claim is checked against the product facts page before it is published. Corrections go to getcapkin@proton.me.

Where we are

CapKin is in beta and free to use. It is an independent product; a legal entity has not yet been formed. If you want to know exactly what CapKin does and does not do, our product facts page lays it out in plain terms. Questions and feedback are welcome at getcapkin@proton.me.